Cookie & Data Usage Policy

Cookies are small text files that websites place on your device to remember information about your visit. At oravellithan, we use various tracking technologies to enhance your experience and improve our budgeting education platform.

Beyond traditional cookies, we employ several tracking methods including web beacons, pixel tags, and local storage technologies. These tools help us understand how visitors interact with our financial education content and allow us to provide personalized learning experiences.

Personalized Learning Paths

We track which budgeting topics you view most frequently to suggest relevant courses and resources. For example, if you spend time reading about debt management, we might recommend our advanced debt reduction strategies or connect you with similar learners.

Progress Tracking

Our tracking systems remember where you left off in courses, your quiz scores, and completed modules. This allows you to pick up exactly where you stopped, even if you switch devices or return weeks later.

Community Features

We use cookies to maintain your login status, remember your discussion preferences, and show you relevant community posts from other learners working on similar financial goals.

Most web browsers allow you to control cookies through their settings. You can usually find these options in the "Privacy" or "Security" section of your browser's preferences menu.

Browser-Specific Instructions:

You can also use tools like Ghostery, uBlock Origin, or Privacy Badger to block tracking across multiple websites. Keep in mind that blocking all cookies may affect website functionality on many sites, not just ours.

We retain cookie data for different periods depending on its purpose. Essential cookies typically last only for your session, while analytics data may be kept for up to two years to help us understand long-term trends in how people use our educational resources.

You have the right to request information about what data we've collected, ask us to delete your information, or correct any inaccurate records. Since we're based in Canada, we follow Canadian privacy legislation including PIPEDA requirements.

If you have concerns about our data practices or want to exercise your privacy rights, our team is here to help. We typically respond to privacy requests within 10 business days.

We may update this cookie policy periodically to reflect changes in our tracking practices or legal requirements. When we make significant changes, we'll notify active users through email or a prominent notice on our website.

Minor updates, like adding new cookie types or adjusting retention periods, will be reflected in the "last updated" date at the top of this page. We encourage you to review this policy occasionally to stay informed about how we use tracking technologies.